Mobile Number in account will be Mandatory for the issuance of Personalized Cheque Book
Bank announces Financial Results for Quarter ended, 30th September 2025.
As an enhanced security measure, our official Corporate Website has migrated to a new domain : https://bankofbaroda.bank.in
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Bank of Baroda Personal Loans will help you
Personal loans from Bank of Baroda offer a quick and easy solution to all your urgent financial needs. Whether you need funds for a medical emergency in your family, your sibling’s wedding, or to renovate your home, a personal loan can finance all your requirements. Personal loans have many advantages over other forms of credit, such as credit cards and informal loans from friends, family members or untrustworthy financiers. Most salaried persons, self-employed and professionals can apply for personal loans. With attractive interest rates, minimal documentation and speedy processing, Bank of Baroda offers among the best personal loans today.
Frequently Asked Questions (FAQs)
A personal loan works almost like the other types of loans. It fulfils the needs of planned or unplanned needs of an individual.
One can avail BoB personal loan without any hassle with the submission of minimum documents.
One can apply for a personal loan through any of the below-mentioned modes:
A personal loan is calculated on an individual's income. Personal loan depends on various factors like CIBIL score, tenure, and income of the person, etc. Click here to Calculate your personal Loan EMI
The eligibility criteria for a personal loan are explained in simple words below.
Personal loan eligibility depends upon an individual's occupation, account relationship with our bank or the other bank, income, and CIBIL score.
Personal loan eligibility is based on specific guidelines, which includes certain parameters like repayment capacity, repayment period, and account relationship.
Yes. It is a type of unsecured loan, which does not require the borrower to pledge any assets or collateral.
It is a good idea if you have a stable income and a good credit score because on these criteria one will then be offered a low rate of interest on their personal loan.
At Bank of Baroda, we endeavour to provide the best services to our customers. Bank of Baroda provides best-in-class offerings for personal loans at very competitive rates to meet the requirements of the customers.
Yes. A personal loan can be pre-closed. There are no pre-closure charges charged by the Bank of Baroda for foreclosure of personal loans,
The Bank of Baroda personal loan interest rates is linked with the CIBIL score of an individual. With attractive interest rates, minimal documentation, and speedy processing, the Bank of Baroda offers the best personal loans of all.
The minimum amount of personal loan varies by location from Rs. 50,000 to Rs. 1 lakh.
It varies by location from Rs. 2 lakhs to Rs. 20 lakhs.
You can easily get a personal loan from the Bank of Baroda, depending upon various factors such as your income, age, account relationship, and occupation.
A personal loan for a salaried individual varies by location. In metro and urban areas, the loan amounts can range from Rs. 1 lakh to Rs. 20 lakhs. In semi-urban and rural areas, the loan amount varies from Rs. 50,000 up to Rs. 15 lakhs.
Yes, you can get a personal loan subject to the fulfilment of other terms and conditions.
There is no such stipulation if one has a minimum salary to get a personal loan.
For salaried customers, salary slips are mandatory. However, you can get a personal loan without your salary slip, if you submit any other alternate proof of regular receipt of salary then the same may be acceptable.
Yes. There is no such restriction to transferring a personal loan from one bank to another bank.
No. A personal loan is non-transferable.
No, personal loan interest tax is not deductible.
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